Mortgage Protection Life Insurance That Keeps Your Home in the Family
Your home is one of your biggest investments — and a place filled with memories.
Mortgage protection life insurance ensures your loved ones can keep the home, even if you’re no longer there to make the payments.
Pays off or covers your mortgage balance if you pass away
Fixed premiums that never increase
Simple approval process with no medical exam (in most cases)
Protection designed specifically for homeowners
How Does Mortgage Protection Work?
Step 1: Match Coverage to Your Mortgage
Select a coverage amount that matches your current mortgage balance and choose a term that aligns with your loan length (commonly 15, 20, or 30 years).
Step 2: Lock In Your Premium
Your monthly premium stays the same for the entire term — no surprises or increases over time.
Step 3: Get Approved Quickly
Most mortgage protection plans offer simplified underwriting, meaning no medical exams — just a few health questions and fast approval.
Step 4: Enjoy Guaranteed Coverage
Your coverage remains active as long as you pay your premiums, giving you confidence that your family’s home is protected no matter what.
Step 5: Protect What Matters Most
If you pass away during the term, your family receives a tax-free benefit they can use to pay off or continue the mortgage, keeping the home secure.